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ફોન GPay, PhonePe, Paytm સાથે ચોરાયો? અત્યારે આ કરો

ભારતમાં ફોન ચોરાવો = wallet ચોરાવો. દરેક payment app block, bank account protect, fraud prevent — સૌ ઝડપી steps.

Englishहिंदीతెలుగుதமிழ்ಕನ್ನಡമലയാളംमराठीবাংলাગુજરાતીଓଡ଼ିଆਪੰਜਾਬੀ

Step 1: SIM Block (સૌથી Important)

ભારતમાં દરેક UPI transaction ઉપર OTP registered mobile number પર આવે. ચોર પાસે SIM + phone = OTPs receive. SIM block — route completely cut.

  • Jio: 1800-889-9999 — Free, 24/7. "Block my SIM" — Aadhaar/alternate number verify.
  • Airtel: 121 — Lost/stolen SIM option. Any Airtel store with ID.
  • Vi (Vodafone Idea): 199 — Emergency SIM block. Store with ID same-day replacement.
  • BSNL: 1800-180-1503 — Nearest BSNL office with ID.

30 minutes માં act: UPI fraud mostly 30–60 minutes ઉpore ches phone theft pachhi.

Step 2: દરેક UPI App Block

SIM block પછી પણ — family member અથવા borrowed phone વડે:

Google Pay (GPay): pay.google.com → Settings → Manage linked accounts. અથવા 1-800-419-0157 (Google Pay India). myaccount.google.com → Security → Your devices — device remove.

PhonePe: Call 080-68727374. અથવા support@phonepe.com — registered number, block request. New device PhonePe install → Login → deregister old device.

Paytm: Call 0120-4456-456 (24/7). paytm.com → Profile → Security → Deactivate on lost device.

BHIM / Bank UPI Apps: Bank 24/7 helpline — UPI freeze request. Branch visit with ID. NPCI helpline: 1800-120-1740.

Step 3: Bank Call

Bank 24/7 helpline — account temporary freeze અથવા UPI/NEFT/IMPS outgoing block. Account number ready.

SBI: 1800-11-2211 | HDFC: 1800-202-6161 | ICICI: 1800-200-3344 | Axis: 1800-419-5959 | Kotak: 1860-266-2666 | PNB: 1800-180-2222 | Canara: 1800-425-0018

ઉpore nej hoy — "[bank name] 24x7 helpline" search. All numbers free.

Step 4: Cybercrime Report

પૈસા transfer થઈ ગયા — તત્કાળ report. Faster = higher recovery chance through banking fraud reversal.

  • 1930 call: National Cybercrime Helpline, 24/7. Banks directly coordinate — fraudulent transactions freeze.
  • cybercrime.gov.in: UPI reference number, amount, time, recipient UPI ID સાથે online complaint.
  • Local police FIR: Bank statement (fraudulent transaction). Insurance + formal reversal માટે required.

UPI Fraud કેવી રીતે થાય

Screen unlock + open app (High risk): Lock screen PIN નહીં — GPay/PhonePe direct open. ₹5,000 નીચે transfer second PIN નહીં. Fix: Strong lock screen PIN + unique UPI PIN.

SIM swap / OTP interception (High risk): ચોર SIM (fake ID SIM swap) — OTPs receive, new device UPI register. Fix: 30 minutes માં SIM block.

Saved card exploitation (Medium risk): Amazon, Flipkart saved cards — lock PIN known = purchases without UPI PIN. Fix: Shopping app website ઉpper PC थी cards delink.

ચોરી પહેલાં Protect

UPI PIN lock screen PIN થી અલગ: Second code — transfer impossible without.

Payment app lock enable: GPay, PhonePe, Paytm in-app lock. Phone unlock પછી પણ PIN/fingerprint.

Daily UPI limit set: Bank app — daily limit (e.g. ₹10,000). Single transaction drain ન.

Bank helplines second device: Spouse/family member phone ઉpper save now.

Raksha remote lock: Lost mode activate — screen lock immediately, app access prevent.

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